youll3412 asked:

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Keenan H asked:


I had a friend who worked on auto insurance for a few months, he said that is all a myth, it's hard to believe. I live in California, and wanted to get a nicer car when I 'm older but the insuance is going to be a murderer.

onlineautoinsurance asked:

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Christa Kowalczyk asked:


If you êtes one débutant in the police forces d& #39; insurance, it is préférable d& #39; être informés on the subject. There exist many myths and réalités à to treat with the companies d& #39; insurance. It is nécessaire so that you have a idée générale these tariffs d& #39; insurance so that you n& #39; will not have a problèmes later. & lt; br/& WP; L& #39; auto insurance is required by the people who want être assurés that their cars will not allow of dA©tress, in particular when comes time, and they have in an accident or d& #39; another thing. It ya of the things in this world which you have à connaître and à préparer for. C& #39; is why it is vital d& #39; évaluer and to choose most accessible and more reasonable of price for your auto insurance. & lt; br/& WP; By conséquent, it is true that l& #39; insurance of price reflètent the coÔ T of some dépenses liées à l& #39; car. In fact, there exist many explanations on the façon of which l& #39; increase in the coÔ T of these insurances is accumulé. & lt; br/& WP; Each année, of the million people in car accidents implying of the body wounds. With this d&amp type; #39; incidents, typical range of price d& #39; such a treatment is d& #39; approximately $ 6000 à $ 9000. Thus, that can be easily transformed into tens of thousands of dollars, according to the type of car. & lt; br/& WP; This problème is in fact accompagné by the problème more and more the claims of l& #39; car of wound, which is currently more than 30% in certain à ? tats. These dilemmas can be transformed into auto insurance, new the holder of the load of the supplémentaires payments or the premiums. & lt; br/& WP; Moreover, another reason is the court fees that the société must pay because of the fact that, on average, jury d& #39; attribution case of responsabilité for the véhicules continue à to increase and can put the pressure on the rates d& #39; automobile insurance. & lt; br/& WP; An average of responsabilité can coÔ approximately $ for the third time 187.000 à $ 269.000. That has été the record estimé à to start from l& #39; year 1994 jusqu& #39; à l& #39; year 2000, respectively. Thus, the première causes décès for the âgés people of 1 à 34 is an car accident. & lt; br/& WP; According to United States Department off Transportation, these décès coÔ T of more than 150 billion dollars annually. The people who are under l& #39; use of drugs prohibited, l& #39; abuse d& #39; alcohol, à high-speed, of control and are not by using a belt of sécurité are the principal people who are à risk d& #39; such an accident. Réparation d& #39; cars has également augmenté because of l& #39; Fast évolution of l& #39; âge of technology, with the construction and of design which now became a nécessité in this époque. Car innovations and the coÔ ts of rA©paration have augmenté considérablement and, by conséquent, plus élevé d& #39; auto insurance d& #39; in May à cause that. & lt; br/& WP; By conséquent, it ya a concept that the red cars of coÔ for the third time expensive d& #39; insurance. This n& #39; is not true. Color n& #39; is never a factor déterminant in the calculation of its rate d& #39; auto insurance. The factors which are important are l& #39; année, the modèle, the body, the type, size of the engine and l& #39; âge of the car. Même if you have a car good marché, but you have a large engine, or it s& #39; d&amp acts; #39; a rare modèle, it could coÔ dear à for the third time  this qu& #39; it is assuré by report/ratio à a small car coÔ you expensive. & lt; br/& WP; Then, that you will pay for an amount infA©rior à a cover complète, which can cover the damage which is usually causée by vandalism, the grêle, fire or d& #39; animals, même accidents. There exists également a case in which, two tickets speed of your car can make go up rates d& #39; insurance. & lt; br/& WP; More, it is true également that each société d& #39; auto insurance can charge all to all the s&amp means; #39; it you plaît. In dépit of l& #39; increase in the dépenses of this société, they always have a means of covering all the damage, and they have also régulateurs of l& #39; examination of their customers of the rates. & lt; br/& WP; It is également important to note the amount of your car oà ¹, in, c& #39; is l& #39; insurance will be probably to have a coà report/ratio” T. That is dÔ with the fact that certain companies them épaules d& #39; a minimum amount and does not cover certain accidents. Well sÔ R, that will be translated into an legal action, but they do not include/understand all the damage-intérêts. Thus, it is wise to read your terms and conditions. & lt; br/& WP; Thus, if quelqu& #39; a conduit your car and he ya an accident, you will be always a person in charge. You will be financièrement responsible for l& #39; accident. In the majority of the à ? tats, the car which covers l& #39; insurance accident is considéré like the holder of l& #39; insurance, which means that the company d& #39; insurance is that which must pay the damage-intérêts. By conséquent, it ya cases that is not enough and the driver of l& #39; insurance is the next one in line to pay damage-intérêts for the others. This is mainly the reason for which you need connaître l& #39; automobile insurance in your état, as well as the laws which go hand in hand with it. à ? tats and même the countries diffèrent in the policies politically and géographiquement. & lt; br/& WP; Apart from that, there exists également d& #39; other factors which are taken into account for the rates d& #39; auto insurance. Of course, your rate will not be the même only that of your neighbors. Your âge, the nature of your work, file of control, the type of véhicule and l& #39; Civil état are all considérés. That can really vary according to the standards of l& #39; company. Sometimes, the load can go down when you put 25 because c& #39; is the moment to lower the car accidents. extrêmes of l& #39; âge, like that d& #39; a teenager and that forty years, when the person is the rate d& #39; accidents is more élevé. & lt; br/& WP; Lastly, it is known as that the hiring can cover refunding and of rA©munA©ration for your rented car. C& #39; is for the case, oà ¹, you êtes on holiday and you have just rented a car which has débouché on an accident. This to help drivers à to pay damage à the car, but that dépend always of the limit which you have sélectionné. Having more d& #39; a police force d& #39; insurance n& #39; is not really économiser of l& #39; technical money. In fact, it is more expensive. Most of the time, you can put your money by obtaining the best rate available in only one société. Thus, if you want the différents standard d& #39; insurance like that of l& #39; car and d& #39; insurance, you can seek another société which can give you the best business. à ? certain moments, you will obtain better offers of différentes companies d& #39; insurance. & lt; br/& WP; D& #39; auto insurance is a manière of préparer oneself-même for some of the moments of stress during the control of your car. To obtain one does not mean to only you êtes déjà by supposing that you encou7nter flight of car or d& #39; car accidents. To obtain l& #39; automobile insurance is a little like l& #39; acceptance of the réalité that these things arrive and qu& #39; it is être préparé better. C& #39; is better than not to have an automobile insurance à all and à to pay more, just because you have décidé is préférable not to have one of them. Since these d&amp days; #39; auto insurance have décès or d& #39; invalidité d& #39; insurance for the driver or the propriétaire of the car, it is a little like taking care of your family and your close relations in their leaving anything à to fear. & lt; br/& WP; Like it of many organizations of l& #39; auto insurance these days, it is préférable d& #39; évaluer and of vérifier each one which has été in l& #39; industry for a long time. You can also vérifier with friends for sponsorships. C& #39; is best thing à to make by report/ratio à to believe in the publicités and the dépliants. & lt; br/& WP;